Terms and Conditions: A Dark Romance Thriller
One woman. Millions of crowd-sourced secrets. A hook-up app built on anonymity and the devastating power of what people confess in the dark. Frances didn't build it to play fair: she built it to collect what men owe. When it starts crumbling from the inside, she'll have to decide how far she'll go to protect her weapon and the women who use it. Dark, explicit, and unapologetically ruthless.
Frances doesn't trust systems: she exploits them. Adopted at ten by a powerful politician for optics, not love, she learned early what men with power actually want from women without it. After years of watching, learning, and waiting until she knew exactly how to make them pay, she built Clicqk, a crowd-sourced secrets app that turns blackmail into a scalable business model.
But Frances didn't build Clicqk just for profit. She had a vision. A world where women like her, women who were once exploited, can monetize pleasure on their own terms.
But ambition has a way of outgrowing its original design. When Frances gets funding from Chastity, a driven venture capitalist willing to risk her engagement and her future on a covert investment, what starts as a financial partnership becomes something more volatile. Chastity doesn't just write the check. She rewrites the blueprint, pushing Clicqk toward bigger targets. Deeper secrets. The kind of men who have never been made to pay.
When Chastity's former fiancé Rowan is secretly activated in the app to harvest his elite connections, everything starts to unravel. Code breaches surface. Payments vanish. Users' locations leak. And worse yet, Chastity wants out, distracted by the one thing Frances has never had use for: a man worth losing everything over.
Retreating to a safe house, Frances crosses paths with Cash, an adult-streaming mogul running his own shadow investigation into his sister's death. His off-grid instincts cut through her data-driven world. Together they trace the chaos back to a source no one saw coming.
Clicqk has been hijacked. And whoever controls it now controls Frances.
To survive, she'll have to decide which truths to weaponize, which loyalties to burn, and how to stop her own creation from finishing her off.
Frances didn't build Clicqk to survive. She built it to win. And she's not done yet.
Available now in paperback, Kindle and Kindle Unlimited!
Frances Blackwell
Frances doesn’t look dangerous. That’s the point. In The Exploits, readers learn what drove Frances to build Clicqk, a hookup app that fuels her crowd-sourced blackmail database. A self-taught programmer, Frances learned early how power works: not through force, but access, leverage, and timing. She listens more than speaks, notices patterns others miss, and files away data points and human weaknesses with the same precision she applies to code.
Behind her controlled exterior is a woman shaped by conditional love and the unspoken rules of elite spaces…rules she now understands well enough to exploit. She’s not interested in being chosen, rescued, or redeemed. She is interested in payouts. For love isn’t romantic or reckless: it's information. Intimacy is a transaction. Trust is a variable. And consent, taken from the right people, is something she learns can be weaponized rather than surrendered.
Frances isn’t chasing power. She’s reclaiming it, one calculated move at a time.
Meet the Characters of Terms & Conditions:
Cash Whitley
Cash doesn’t set out to be dangerous, but danger seems to follow him. In The Exploits, readers meet Cash through the fracture that defines him: the death of his younger sister, Lila, and the questions no one in his powerful Appalachian family ever wanted answered.
Lila had secrets, not the least of which was an abusive boyfriend she defended. Her best friend, Scarlet, knew more than she ever said, and shares Cash’s bed in a relationship built on grief, guilt, and unresolved loyalty. Cash is physically imposing, quietly observant, and relentlessly protective, especially over the women he loves.
As he revisits Lila’s final months, Cash begins to question if her death was truly an accident, and what truths are buried beneath money, silence, and men who expect compliance. Every step closer pulls him deeper into his family’s dark dealings, where knowing too much can get you killed.
Cash isn’t looking for absolution. He’s looking for what Lila knew, and why it cost her everything.
Chastity Price
Chastity always wanted more than the life she was born into. In The Exploits, readers meet Chastity, a girl raised in her family’s struggling bed-and-breakfast and desperate to outgrow hand-me-down linens and borrowed elegance. Her Emory scholarship was her way out, and Rowan Larke was her way up.
Chastity’s goal is absolute: become a Larke lady: cultured, chosen, secure. She gives Rowan her virginity believing it’s the first step, only to be left alone in a luxury suite, wrapped in silk and excuses.
Still, Chastity persists. She shows up when Rowan calls, makes space for his crises, and looks the other way when he doesn’t return the favor, especially after his mother’s sudden, suspicious death. Loyalty, she tells herself, is an investment in my future.
When a female entrepreneur invites her to invest in a new app called Clicqk, she sees a way to convert her loyalty into leverage and finally secure her status.
Whether it gives her power or costs her everything remains to be seen.
Rowan Larke
Rowan learned early how the power dynamics of relationships work. In The Exploits, readers meet this lacrosse-playing heir from a wealthy family who takes what he wants, when he wants it.
His mother taught him the economics of marriage: the power of the pocketbook, the leverage women hold, and how money can smooth over anything. From his father, he learned the cost of desire, witnessing his illicit affairs on the home surveillance system, then bedding one of his father’s paramours the same day he took Chastity’s virginity. Entitled? Without a doubt. The consequence? So far, very little.
Rowan’s recklessness is protected and rarely punished. His mother funds his hotel rooms. His family absorbs the fallout. And Chastity’s loyalty that approaches desperation becomes his emotional backstop.
Rowan isn’t cruel by accident. He’s shaped by the certainty that someone else will always clean up after him.